![]() But in the unfortunate event that your home is burglarized, burned or otherwise harmed, that’s what you’d need for the police report and homeowners insurance or renters insurance claim. Next steps: After you've taken your inventory, learn how much homeowners insurance you need.If someone asked you right now to tick off a list of all the items you own, you’d probably struggle to remember everything, much less put an appropriate value on each item. Understand your app – Be sure the information you input is backed up by the app developer and that you know how to access information when you need it.Backup digital files – Keep a copy on an external drive or online storage account.An easy way to make digital backup copies of your paper list is to take pictures of it on your smartphone. Make at least one backup copy of your inventory document and store it separately. Store a copy of your paper inventory outside the home – Keep it-along with applicable receipts and appraisals-in a safe deposit box or at a friend's or relative's home.Add significant new purchases to your list – Make it a habit to add the item information and receipts to your inventory while the details are fresh in your mind.Regardless of the medium you've used to create your list, keep it backed up and in a safe place. Your home inventory is only useful if it's accurate and you can access it to provide information to your insurance company in case of fire, theft or other destructive disaster. Keep your home inventory up-to-date and safely stored Use an app – There are many mobile app options that can help you create and store a room-by-room record of your belongings.For example, you might describe the contents of a kitchen cabinet: "Poppies on Blue by Lenox, service for 12 that includes a dinner plate, salad plate, bowl, cup and saucer. ![]() Tape it – Walk through your house or apartment videotaping and describing the contents.Use your smartphone or digital camera-some give you the capability to put in the description of the item when saving the photo. Label your photos with what's pictured, where you bought it, the make or model-whatever information might be important to replacing and/or getting reimbursed for the item. Capture important individual items as well as entire rooms, closets or drawers. Take pictures – Create a photo record of your belongings.Use technology to make your home inventory easierĪ simple pencil and paper will suffice, but technology can make creating a home inventory much easier. ![]() It's better to have an incomplete inventory than nothing at all.
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